Pet Insurance in Hattiesburg

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Protect Their Health. Preserve Your Peace of Mind.

Your pets are family — and just like any family member, they deserve access to quality care when they need it most. Pet insurance helps cover the cost of unexpected illnesses, accidents, and routine visits, so you never have to choose between your budget and their well-being. At Howlett Insurance Agency, we make it simple to give your furry friends the protection they deserve.

What Does Pet Insurance Cover?

Pet insurance is designed to help manage the costs of veterinary care for your dogs or cats. Depending on the plan you choose, your coverage may include:

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Accident & Illness Coverage

Helps pay for treatment if your pet gets injured or sick — from broken bones and infections to cancer or digestive issues.

Routine & Preventive Care

Optional add-on coverage for wellness exams, vaccinations, flea and tick prevention, and dental cleanings.

Emergency & Specialist Visits

Covers visits to emergency vet clinics, specialists, and surgeries for serious conditions.

Diagnostic Testing

Includes bloodwork, x-rays, MRIs, and other tests needed to diagnose health problems.

Prescription Medications

Reimburses the cost of medication prescribed by your vet for both short- and long-term treatment.

Alternative Therapies

Some policies include coverage for acupuncture, physical therapy, or behavioral care.

We'll help you select the right plan and deductible for your pet’s age, breed, and lifestyle.

Why Choose Howlett Insurance Agency?

We know that pets aren’t just animals — they’re part of the family. That’s why we help Hattiesburg pet owners find policies that offer the right mix of value and coverage.

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Personalized Pet Coverage

We guide you through options for every age and stage — from new puppies to senior pets.

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Independent, Honest Advice

We’re not tied to one company, so we help you compare plans and find the best fit.

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We Speak Human

Insurance doesn’t have to be complicated. We break it down clearly so you feel confident.

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Real Support When It Matters

Whether you’re shopping for a plan or managing a claim, we’re here with real answers — no wait times or runaround.

Common Questions About Pet Insurance

  • Is pet insurance worth it?

    Yes — especially if your pet faces an unexpected injury or illness. Pet insurance helps offset rising vet costs, making treatment more affordable and reducing financial stress.

  • What’s not covered by pet insurance?

    Most plans don’t cover pre-existing conditions, cosmetic procedures, or breeding-related care. We’ll help you review exclusions before you commit.

  • Can I use any veterinarian?

    Yes. Most pet insurance plans allow you to visit any licensed vet or specialist in the U.S., and you’re reimbursed after submitting the bill.

  • How does pet insurance reimbursement work?

    You pay the vet bill upfront, then submit a claim. The insurer reimburses you based on your plan’s coverage, deductible, and reimbursement percentage.

  • Is there a waiting period before coverage starts?

    Yes. Most policies have a short waiting period (often 14 days) before illness or accident coverage begins. We’ll walk you through the timeline before you sign up.

Care That Goes Beyond the Leash