Trusted Coverage, Trusted Locals
Since 2006, Howlett Insurance Agency has proudly served families and businesses across Hattiesburg — offering clear, caring guidance and insurance that protects what matters most. As a family-rooted agency, we believe insurance isn’t just about policies — it’s about peace of mind.
Our Story & Founder
Howlett Insurance Agency started with Ernest Howlett — a dedicated, one-man Health and Life insurance provider. Over time, with answered prayers and an unwavering commitment to service, that solo journey turned into a thriving, multi-line independent agency.
Backed by strong values and a family motto that means everything — “We’ve Gotcha Back” — our team has grown to meet Mississippi’s evolving insurance needs while keeping one thing unchanged: treating every customer like family.
Our Mission
To help our clients make smart, confident insurance decisions by providing honest advice, clear explanations, and coverage they can count on — all from people who genuinely care.
We Live, Work & Serve Right Here in Hattiesburg
Rooted in Community. Driven by Service.
At Howlett Insurance Agency, we don’t just serve this community — we’re part of it. From Main Street to Midtown, we know the families, the businesses, and the values that make Mississippi strong.
Our approach is simple:
Responsiveness
When you call, we pick up. No phone trees. No delays. Just real people ready to help.
Service
We take the time to explain your options clearly and make sure you feel confident about every choice.
Education
We believe an informed client is a protected client. You’ll never be rushed or talked down to.
Integrity
We recommend what’s right — not what’s easiest or most expensive.
We’re proud to support local schools, community events, and the people who call Hattiesburg home. Because at the end of the day, protecting what matters most starts with knowing who you’re protecting.
The Howlett Promise
Real People, Real Help
We answer the phone. No bots, no scripts.
Straight Talk
Insurance made simple, with no pressure or upsell.
Family First
We treat you how we’d want our own family treated.
Follow-Through
Our word is our bond, and we back our policies with real accountability.
Testimonials
Meet Our Team
Founder and lead agent, Ernest blends decades of knowledge with heart-led service rooted in the Hattiesburg community.


Known for his calm presence and listening ear, Brandon helps every client feel heard, understood, and protected.
Leah simplifies complex coverage with care, helping clients make informed, stress-free decisions.

At Howlett Insurance Agency, we don’t just sell policies — we build lasting relationships. Whether it’s for your home, business, car, or family, we’ll help you choose coverage that truly fits.
