ATV Insurance in Hattiesburg
Keep the Fun Going — and the Risks Covered
Off-road vehicles like ATVs and dirt bikes bring adventure — but they also come with real risks. Whether you’re riding trails on the weekend or using your ATV for work, a specialized insurance policy ensures you’re protected from costly accidents, damage, or liability.

At Howlett Insurance Agency, we help Hattiesburg riders secure affordable, reliable coverage tailored to their off-road lifestyle.
What Does ATV Insurance Cover?
While homeowners insurance may offer limited or no protection for your off-road vehicles, ATV insurance gives you peace of mind wherever the trail takes you.

Common coverage includes:
Liability Coverage
Helps cover medical bills or property damage if you cause an accident that injures someone or damages their property.
Collision Coverage
Pays for repairs or replacement if your ATV is damaged in an accident with another vehicle or object.
Comprehensive Coverage
Covers non-collision incidents like theft, fire, vandalism, or storm damage.
Medical Payments
Helps pay for your injuries — or those of your passenger — regardless of fault.
Accessories & Upgrades
Optional coverage for custom parts, trailers, racks, and gear.
Policies can be customized for dirt bikes, side-by-sides, UTVs, and other off-road recreational vehicles.
Why Choose Howlett Insurance Agency?
We live and work in South Mississippi — so we know the trails, backroads, and lakes you love. Here’s why Howlett Insurance Agency is the go-to for RV, boat, and ATV coverage:
Local Knowledge, Local Trails
We know the terrain — and the coverage you need to ride confidently in Mississippi.
Independent and Flexible
We shop top carriers to find a policy that fits your machine, your budget, and your risk tolerance.
Quick Quotes, Honest Advice
Get coverage fast — with answers you can trust from a team that’s always on your side.
Hands-On, Ongoing Support
Need to update your policy or file a claim? We’re right here when you need us.
Ride Safe. Ride Smart. Get Insured.
Your ATV deserves more than a good helmet — it deserves a great insurance plan. Let Howlett Insurance Agency help you explore your options and get the protection you need to hit the trail with confidence.