Dental Insurance in Hattiesburg, Mississippi

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Protect Your Smile. Preserve Your Health.

Your smile is more than cosmetic — it’s a vital part of your overall health and wellbeing. At Howlett Insurance Agency, we help individuals and families throughout Hattiesburg, Forrest County, Lamar County, Perry County, and beyond find dental insurance policies that are clear, affordable, and tailored to real‑life needs.


As your local, independent agency, we combine deep knowledge of Mississippi‑area dental risks with genuine human service — no automated systems, no pushy upsells — just coverage that works when you need it most.


Disclaimer: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer. For full plan options, visit  Medicare.gov or call 1‑800‑MEDICARE.

What Does Dental Insurance Cover?

Dental insurance can vary widely, but most plans cover a spectrum of services so you can stay ahead of issues before they become major. Typical coverages include:

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Preventive Services

Includes routine teeth cleanings, exams, and x‑rays. Many dental plans cover these at little or no cost. 

Basic Restorative Care

Includes fillings, extractions, root canals, gum‑disease treatment and related services. Dental insurance usually pays a portion of these costs.

Major Restorative Services

Such as crowns, bridges, dentures, implants or oral surgery. These may be covered at a lower percentage and sometimes have waiting periods or specific limits. 

Coverage Limits & Features

Most dental plans include deductibles, annual maximums (for example $1,000‑$2,000 or more) and may exclude purely cosmetic procedures. 

Why Choose Howlett Insurance Agency for Dental Coverage?

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Regional Insight

We know the dental market in Hattiesburg and the surrounding counties, and we help you evaluate cost vs benefit.

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Real People, Real Help

When you call, you’ll talk with a licensed Mississippi agent who works with you — not a generic call‑center operator.

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Independent Advantage

We compare multiple carriers to find plans that fit your budget and dental goals, not our commission.

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Clear Guidance

We explain dental insurance in plain language, so you understand your coverage, limitations and costs.

Common Questions About Dental Insurance

  • Do I need dental insurance if I’m healthy now?

    Yes. Preventive coverage means lower out‑of‑pocket cost, and catching dental issues early is often far less costly than waiting.

  • How much does dental insurance cost in Mississippi?

    Premiums vary by plan type, coverage level, age and location — many plans fall in the $20‑$50 per month range for individuals. 

  • What’s not usually covered by standard dental insurance?

    Cosmetic procedures (teeth whitening, veneers) and some implants may be excluded or covered at lower rates. Waiting periods may apply.

  • Can I see any dentist I like?

    It depends on the plan. PPO plans offer more flexibility in provider choice, but often at higher cost. HMOs may restrict you to a network.

  • How do I pick the right dental plan?

    Consider your oral health needs (preventive vs restorative), budget, the annual maximum, dentist network, waiting periods, and what the plan covers versus doesn’t. We’ll walk you through it.

Get Coverage That Supports Your Smile