Watercraft & Boat Insurance in Hattiesburg

Coverage That Keeps You Afloat
Whether you cruise local lakes or fish the Gulf Coast, owning a boat is all about freedom. But the open water comes with real risks — from accidents to unexpected damage. Boat insurance helps protect your vessel, your passengers, and your finances while you're out enjoying the water.

At Howlett Insurance Agency, we help Hattiesburg boat owners get dependable, affordable protection built around how — and where — they navigate.
What Does Boat Insurance Cover?
A standard policy can be tailored based on your boat type, how it’s used, and where it’s stored. Common coverages include:

Liability Coverage
Pays for injuries or property damage you cause to others while operating your boat.
Medical Payments
Covers medical expenses for you and your passengers if someone gets hurt on board — regardless of fault.
Physical Damage Coverage
Helps pay to repair or replace your boat if it’s damaged by storms, fire, theft, vandalism, or collision.
Uninsured Boater Coverage
Protects you if you're injured by a boater who has no insurance — or too little.
Towing & Assistance
Optional coverage that helps with on-water towing, fuel delivery, or other emergency services.
This coverage can be applied to boats, pontoons, jet skis, fishing vessels, and other watercraft.
Why Choose Howlett Insurance Agency?
Local Waters, Local Agents
We know Mississippi's boating laws, waterways, and risks — and we make sure your policy reflects them.
Independent & Affordable Options
We work with top insurers to find the best plan at the best price, based on your vessel and budget.
Clear Guidance
No jargon, no hard sells — just straight answers and honest advice.
Quick Support When You Need It
Whether you’re buying a new boat or filing a claim, you won’t be left adrift. We’re right here in Hattiesburg.
Set Sail with Confidence
Boat ownership should bring peace — not stress. Let Howlett Insurance Agency help you protect your time on the water with coverage that makes sense and service that stands out.
