Watercraft & Boat Insurance in Hattiesburg

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Coverage That Keeps You Afloat

Whether you cruise local lakes or fish the Gulf Coast, owning a boat is all about freedom. But the open water comes with real risks — from accidents to unexpected damage. Boat insurance helps protect your vessel, your passengers, and your finances while you're out enjoying the water.



At Howlett Insurance Agency, we help Hattiesburg boat owners get dependable, affordable protection built around how — and where — they navigate.

What Does Boat Insurance Cover?

A standard policy can be tailored based on your boat type, how it’s used, and where it’s stored. Common coverages include:

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Liability Coverage

Pays for injuries or property damage you cause to others while operating your boat.

Medical Payments

Covers medical expenses for you and your passengers if someone gets hurt on board — regardless of fault.

Physical Damage Coverage

Helps pay to repair or replace your boat if it’s damaged by storms, fire, theft, vandalism, or collision.

Uninsured Boater Coverage

Protects you if you're injured by a boater who has no insurance — or too little.

Towing & Assistance

Optional coverage that helps with on-water towing, fuel delivery, or other emergency services.

This coverage can be applied to boats, pontoons, jet skis, fishing vessels, and other watercraft.

Why Choose Howlett Insurance Agency?

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Local Waters, Local Agents

We know Mississippi's boating laws, waterways, and risks — and we make sure your policy reflects them.

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Independent & Affordable Options

We work with top insurers to find the best plan at the best price, based on your vessel and budget.

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Clear Guidance

No jargon, no hard sells — just straight answers and honest advice.

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Quick Support When You Need It

Whether you’re buying a new boat or filing a claim, you won’t be left adrift. We’re right here in Hattiesburg.

Set Sail with Confidence