Commercial Insurance in Hattiesburg, MS
Insurance That Works as Hard as You Do
From Main Street shops to regional contractors and professional service firms, every business faces unique risks. At The Howlett Insurance Agency, we help Mississippi business owners navigate those risks with confidence — delivering customized commercial insurance backed by real service and honest advice.
We proudly serve businesses across Hattiesburg, Forrest County, Lamar County, and beyond, offering flexible policies, fast quotes, and a local team that answers the phone when you call.
Business Insurance Solutions That Fit Your Operation
Whether you’re managing employees, equipment, or client expectations — we’ve got coverage that protects what you’ve built. Click to explore each type:
General Liability Insurance
Essential for nearly every business. Covers legal costs, damages, and medical payments if someone is injured on your property or claims you caused damage.
Business Property Insurance
Covers your physical assets — from buildings and tools to furniture and inventory — against fire, theft, and vandalism.
Business Interruption Insurance
If a fire, storm, or other disaster halts operations, this policy helps cover lost income and operating costs while you get back on your feet.
Commercial Auto Insurance
Protects your business-owned vehicles and drivers with customizable coverage for liability, collisions, and more.
Workers’ Compensation Insurance
Required in Mississippi for most employers, this covers medical care and lost wages for employees injured on the job.
Professional Liability Insurance (Errors & Omissions)
Protects service providers like consultants, accountants, and contractors from claims of negligence, misrepresentation, or mistakes.
Business Owners Policy (BOP)
A convenient bundle that combines general liability and property insurance — perfect for small to mid-sized businesses looking for simplified, cost-effective coverage.
Why Mississippi Businesses Choose Howlett Insurance
Built for Local Business
We live and work in Hattiesburg — and we understand the real risks small businesses here face every day.
Straightforward, Sensible Coverage
We focus on what matters most to your operation — with no bloated add-ons or confusing jargon.
Independent & Flexible
We represent multiple trusted carriers — so you get more options, better rates, and unbiased advice.
Real People, Real Support
You won’t be routed through a call center. You’ll talk directly to someone who knows your policy — and your name.
Who We Insure
We proudly protect a wide range of local industries, including:
- Contractors (roofers, electricians, handymen)
- Restaurants & Food Vendors (brick-and-mortar + mobile)
- Cleaning & Janitorial Services
- Retail Shops & Boutiques
- Professional Offices (lawyers, consultants, accountants)
Coverage That Grows With You
Your business deserves a local insurance partner who understands your goals — and your risks. Let’s build a plan that supports your growth and protects your future.